As an intermediate player, I found that having a responsive, beautiful sounding guitar did wonders for my musical advancement and gave great pleasure to the listeners of the music produced. I do not agree with those advising you to get a cheaply made guitar (meaning less quality of sound and less responsivity). I bought a guitar that I wasn’t sure at the time I “deserved” at my level of playing after two years of instruction and have never regretted it, even eight years later.
It taught me how to control resonances, properly damp my basses, get a larger dynamic range, use more color in my interpretations. My cheaply made student guitar did not challenge me in the same way. My cheaply made guitar is fine if the listener within ten feet, and then the sound starts to thin out. My current guitar, when played by me, can easily be heard in full voice in a venue that holds several hundred people without amplification of any sort, even though I don’t necessarily have the same skill as a professional musician.
My advice...buy the best guitar you can afford and do look at 2nd hand to make your money go further. If at some time in the future you play a guitar you love the sound of more or your taste in sound changes, cross that bridge when you get to it. In the mean time, play a guitar that pushes you to play your best and inspires you to learn what it can do.
Good luck with your search!
When the sun shines, bask.
Classical Guitar forever!