Let me answer the question with a "yes" then qualify it - Devil's advocate can be played here to some extent.
Or perhaps it's better to answer the question by saying, you are begging the question by assuming there is something special about a musician's talent before you begin to answer it?
When you are 18 you either enter university or you enter music school. You slog for three years then graduate.
When you come out, if you went to music school, people simper, "ooh, they are soooo talented", and if you went to university they say, "meh, it's just a piece of paper: real life is the only thing that matters." Speaking as someone who could have gone either way (at 18 I had grade 8 on the piano and three A-levels), but chose university, I'm going to say, three years' slog is three years' slog, and I don't see any difference in the talents required for each course of study. Many graduate salaries are low.
That's probably the real question here, isn't it - how much talent do you really have?
1975 Calatayud y Gisbert, Yamaha CG131S.